When looking at the fund's rate of return, there are two points to look at, one is the net rate of return of the fund, and the other is the rate of return of holding the fund. What if the fund's rate of return is negative? Do you want to post the money backwards? We have prepared relevant contents for your reference.

If the net return rate of the fund is negative the day before yesterday, it means that the fund fell the day before yesterday. If the return rate of holding a fund is negative, it means that the fund has fallen and the investor has lost the principal, not the investor has to pay back the money.

Although theoretically there is the possibility that the fund will lose money to zero, in fact, the fund will not lose money, because when the fund loses money to a certain extent, it will go bankrupt and liquidate. After bankruptcy liquidation, it will be distributed to investors according to the share, so there will be no backdating.

If the rate of return of holding a fund is negative, then it is necessary to analyze the reasons for the loss of the fund. If it is influenced by market conditions, such as investors buying stock funds, when the stocks invested by the fund plummet, then the fund will also plummet, so investors can see which stocks the fund is mainly heavy when buying funds.

Then pay attention to whether these stocks have prospects. If there is no prospect, then it is recommended not to buy it when it plummets. If there are prospects, investors can try to buy some funds and then take a wait-and-see attitude.

In addition, it depends on the valuation of the fund. If the fund is overvalued, you can also choose to redeem part of the stop loss and leave some of the wait-and-see funds. The situation of each fund is different, and investors should consider it from many aspects.