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Is regular financial management of ant wealth reliable?
Alipay and Ant Wealth are two sales platforms for Alibaba's wealth management products. Investors can choose different types of wealth management products according to their own conditions. The expected annualized expected return of general regular financial management is relatively stable. Is regular financial management of ant wealth reliable?

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Ant wealth:

Ant Wealth is a one-stop financial service platform for mass investors under Ant Financial. Ant Wealth has a variety of financial services, including cash management services (balance treasure), regular financial services (lucky treasure), fund trading services (several meters), cash deposits, and financial services such as checking stock quotes and professional financial information.

Is it reliable to buy regularly in ant wealth?

Term products generally have a fixed term. Compared with stocks and funds, the expected annualized expected return fluctuates less and is more stable. Some conventional products include credit enhancement measures such as financial institutions as credit enhancement institutions, such as Zhaocaibao (loan products).

For more information about the expected annualized expected benefits and risks of products, please refer to the specific product page for details. You may still face the risk of financial loss if the credit enhancement agency fails to perform the enhancement measures as agreed.

Can the regular product be taken out before it expires?

Products marked as realizable can apply for realization in advance before the expiration of the product, and funds can be obtained after the transaction is completed. After the term products are sold, the funds cannot be cancelled, redeemed or withdrawn in advance.

How to calculate the expected annualized expected income of regular products?

The expected annualized expected income of different products is calculated in different ways.

Expected annualized expected return of products with agreed historical expected annualized expected return = holding amount * historical expected annualized expected return * holding days /365.

The expected annualized expected income of insurance, capital preservation funds, graded bonds and other products shall be subject to the announcement of the corresponding financial institutions.