Index funds are passive funds. Generally speaking, it chooses specific index stocks as investment targets, and does not actively seek to surpass the market performance, but tries to copy the performance of the index, which is less influenced by fund managers. So, how to choose the fixed investment of index funds? What are the skills? Below we have prepared relevant contents for your reference.

Investors can choose the index fund with fixed investment according to the following methods:

1, fluctuation fund

The more volatile the fund, the more it can balance the cost of holding positions, and when it rebounds, it will get higher returns, such as index funds and stock funds.

2. Undervalued funds

The fund with high valuation has a big bubble and a higher probability of falling in the later period, while the fund with low valuation has a higher probability of rising in the later period, which is more suitable for fixed investment operation.

3. Funds with good historical performance of fund managers.

The good historical performance of fund managers shows that fund managers have strong management ability, and investors get good returns by investing in such foundations.

4. Downward channel funds

Choose a fund in the downtrend channel to make a fixed investment, so that the cost of holding positions can be shared equally through fixed investment, and it is easier to achieve the smile curve effect when the fund rebounds.

At the same time, in the process of fixed investment, there are the following tips:

1. If the fixed investment process stops, the profit will not stop.

In the process of fixed investment, investors can set a take profit position to ensure income. However, the fixed investment of the fund is characterized by long-term, compound interest and average cost. Therefore, there is no need to set a stop loss in the process of fixed investment.

2. Choose the dividend reinvestment method.

Investors can change the dividend distribution method of fixed investment funds into dividend reinvestment, and realize the compound interest effect by increasing the holding share.

3. Choose to vote on Thursday.

After the historical verification of the stock, Thursday is called "Black Thursday", that is, the probability of the stock rising on Thursday is less than the probability of falling. The decline of stocks drives the corresponding index to fall, and Thursday's fixed investment can make the average cost lower and get higher returns.