Is He Zhiduo's fixed income of assets reliable? Hello, dear, there are certain risks. Closed-end net worth management refers to a closed-end net worth management plan. This kind of wealth management products have a long term, and they cannot be redeemed during the product's existence, but can only be redeemed at the rate of return on the maturity date. Most closed-end net worth wealth management products have a term of more than 90 days, and early withdrawal is not supported within the product term, so there will be some liquidity risk. The investment strategy takes the form of FOF, that is, mainly investing in public funds, taking fixed-income funds as basic assets, and combining equity funds and derivative funds to obtain higher returns. At the same time, with the increase of risk, the product income changes with the fluctuation of investment target. I hope I can help you.