Fund fixed investment is the abbreviation of fixed investment fund. Fixed fund investment is called lazy financial management, which refers to investing in designated open-end funds with a fixed amount at a fixed time, similar to the bank's zero deposit and withdrawal method.

The fixed investment of the fund can effectively reduce the systemic risk of the market. Which is better for CCB? This also depends on the investor's own situation. Generally speaking, index funds are more stable, and the success rate of introducing index funds into CCB is greater, so there is no need to consider industry risks.

How to choose a suitable fund among many funds? Generally speaking, we can investigate from the following aspects:

First, we can examine the cumulative net growth rate of the fund. Fund cumulative net growth rate = (cumulative net share-unit face value) ÷ unit face value. For example, if the cumulative net value of a fund share is RMB yuan and the unit face value is RMB yuan, the cumulative net value growth rate of the fund is 18%.

Second, we can examine the dividend ratio of the fund. Fund dividend ratio = accumulated fund dividend amount ÷ fund face value.

Third, the expected annualized expected return of the fund can be compared with the market trend.

Four, the expected annualized expected return of the fund can be compared with other funds of the same type.

Fifth, investors can also use the judgment of some professional companies to better measure the management ability of fund managers.