Money fund is a low-risk, liquid financial product, and it is also the choice of many investors. Buying a money fund is relatively simple, but you need to pay attention to some details. Let's take a closer look.
First, choose the right monetary fund.
Before buying money funds, you need to know the product characteristics of each money fund, such as rate, rate of return, risk and so on. Choose the right money fund according to your own needs to ensure the maximum income after subscription.
Second, the purchase method and handling fee
There are generally two ways to buy money funds, one is to buy online through the fund or the fund sales organization's * * or APP, and the other is to buy offline at the bank counter. Online subscription is relatively more convenient and the handling fee will be relatively lower.
When buying money funds, it should be noted that funds and fund sales agencies will charge a certain fee when selling money funds, which usually includes subscription fee, redemption fee and management fee. The charging standards of different funds and sales organizations may be different, so you need to know carefully before buying.
Third, the subscription process
The specific process of purchasing money funds is as follows:
1. Choose a suitable money fund and know the product characteristics and expenses of the fund.
2. Prepare the required certificate materials for subscription, generally need to provide ID card, bank card, mobile phone verification code, etc.
3. Choose a subscription method. Online subscription needs to be operated by logging in to the fund * * or the sales organization's * * or APP, and offline subscription needs to be operated at the bank counter or the fund sales organization.
4. Fill in the corresponding subscription information, including the name of the fund and the subscription amount.
5. After confirming that the subscription information is correct, make payment, and the subscription can be completed after payment.
Buying a money fund is relatively simple, but you need to choose the right fund, know the cost and product characteristics of the fund before buying, and pay attention to filling in the correct information when operating. At the same time, we need to pay attention to the cost problem and choose a sales organization with relatively low cost to purchase.