1. Jingdong Finance is a personal financial business brand under JD.COM Digital Technology Group, and has become a personal financial decision-making platform selected by many users. Cooperate with nearly 1,000 financial institutions such as banks, insurance companies and fund companies to provide users with professional and safe personal financial services.
2. The loan interest rate of Jingdong Finance meets the national standards, and the highest annualized interest rate is not more than 20%, which is not too high.
3. Jingdong Finance conducts strict audit and investigation on the settled employers, filters out unsafe institutions, and ensures the safety of the platform.
4. The connection between the loan service of Jingdong Finance and the central bank's credit reporting means that its lending behavior is regulated and constrained by the national financial regulatory agency, which is formal and reliable.