There are different types of funds, and different types of funds have different risk-return characteristics. Among all kinds of funds, money funds and bond funds are more liquid than in the later period, and short-term investment plans can also be made, but for partial stock funds, long-term holding is a more scientific and reasonable investment strategy.

But most investors have no idea about long-term holding. The ultimate goal of our investment is to make money, and long-term holding is also to improve the winning rate of investment. For partial stock funds, what is the relationship between long-term holding time and investment winning rate?

CEIBS conducted a data backtest on the holding time and investment winning rate of the partial-share hybrid fund index, and backtested the data of nearly 15 years, and obtained some results:

The winning rate of partial stock funds will increase with the increase of holding time. When the holding time reaches 8 years, the winning rate of the fund can reach 100%. When the holding time reaches 5 years, the investment winning rate can reach 93%, and the growth rate of investment winning rate decreases with the increase of holding time. On the whole, if you choose to hold it for a long time, the effect of 5 years is the best.

However, the data of yield is somewhat different. The annualized rate of return above 10% is not a simple linear relationship with holding time, but a fluctuating trend. The holding time is about 4 to 6 years, and the annualized rate of return exceeds 10%, which is between 6 1% and 67%.

This is the overall situation of the market. Now you know how to choose the holding period, right?