The contribution ratio of five insurances and one gold in Beijing is as follows
1. The contribution ratio of Beijing endowment insurance units is 2%, and that of individuals is 8%;
2. The contribution rate of medical insurance units is 1%, and that of individuals is 2%+3 yuan;
3. The proportion of unemployment insurance payment is 1% for the unit and .2% for the individual;
4. The contribution rate of work-related injury insurance unit is .48%, and individuals do not pay;
5. The contribution rate of maternity insurance units is .8%, and individuals do not pay.
The contribution ratio of housing accumulation fund is 12% for both units and individuals. Taking the lower limit and adding up the contribution ratios of various funds, the contribution ratio of "five insurances and one fund" for units is 44.28%, and that of individuals is 22.2%, and the sum of these two ratios is 66.48%.
the upper limit of the base is determined according to 3% of the average monthly salary of employees in the city in 218, with the maximum not exceeding 15,669 yuan.
the minimum payment base for employees participating in basic old-age insurance and unemployment insurance shall be determined according to 4% of the average monthly salary, with a minimum of 2,89 yuan.
for employees participating in basic medical insurance, industrial injury insurance and maternity insurance, the lower limit of payment base is determined according to 6%, and the minimum is not less than 3,134 yuan.
Extended information:
Individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for 15 years when they reach the statutory retirement age.
individuals who have participated in the basic old-age insurance and have paid less than fifteen years when they reach the statutory retirement age can pay for it until they have reached fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
When handling social insurance registration, the following documents and materials must be presented:
(1) Business license, certificate of approval for establishment or other certificate of approval for practice;
(2) the certificate of unified organization code issued by the national quality and technical supervision department;
(3) Individual workers must show their identity documents;
(4) Other relevant documents and materials stipulated by the social insurance agency.
Workers can apply for retirement if they meet the following conditions:
(1) They have reached the statutory retirement age of the country, that is, male workers are 6 years old; Female cadres engaged in management and scientific research are 55 years old and female employees are 5 years old.
(2) The payment period (including deemed payment period) is 15 years or more. Anyone who meets the above conditions shall be audited by the local social insurance agency and approved by the administrative department of labor security to go through retirement procedures and receive a monthly pension.
reference: lawyer 365-Beijing five insurances and one gold.