1. Within three months after delivery, the unit shall present relevant certificates and go through the application formalities with the competent department.
2 in the declaration of maternity allowance, the insured unit should choose to pay to the personal account.
3. After completing the application procedures, the maternity allowance will be directly credited to the bank account designated by the individual.
Basic knowledge of maternity insurance:
1. definition of maternity insurance: it is a kind of social insurance established by the state and society to protect the basic living and medical needs of female employees during childbirth;
2. The coverage of maternity insurance: it usually covers the related expenses of prenatal examination, delivery and postpartum recovery of female employees, and may also include the spouse childbirth of male employees in some areas;
3. The payment subject of maternity insurance: generally paid in full by the employer and not deducted from the employee's personal salary;
4. Conditions for receiving maternity insurance benefits: employees or their spouses must comply with national and local maternity policies and have paid maternity insurance premiums as required;
5. Application process of maternity insurance benefits: employees need to apply to their units, and the units will submit relevant certification materials to social insurance agencies for collection.
To sum up, the payment of maternity allowance to personal account needs to follow a specific process: within three months after delivery, the unit must provide the necessary proof and apply to the competent department, and the insured unit chooses to pay it to the personal account when applying, and then the allowance will be directly deposited into the personal designated bank account.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 53
Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.
Article 54
The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.
Article 55
Maternity medical expenses include the following items: (1) Maternity medical expenses; (two) family planning medical expenses; (3) Other project expenses stipulated by laws and regulations.
Article 56
Under any of the following circumstances, employees can enjoy maternity allowance in accordance with state regulations: (1) Female employees enjoy maternity leave when giving birth; (2) Enjoy family planning operation leave; (3) Other circumstances stipulated by laws and regulations. Maternity allowance is calculated and paid according to the average monthly salary of employees in the previous year of the employer.