Five stars is easy. I have six stars. Individual customers are divided into six categories according to their contribution stars: seven-star customers, six-star customers, five-star customers, four-star customers, three-star customers and quasi-star customers. The evaluation criteria for each type of customers are as follows: \x0d\( 1) Seven-star customers: the star point value is above 80000 (inclusive). \x0d\(2) Six-star customers: the star point value is 10000 (inclusive) ~ 80000. \x0d\(3) Five-star customers: star point value 2000 (inclusive) ~ 10000. \x0d\(4) Four-star customers: the star point value is 500 (inclusive) ~ 2000. \x0d\(5) Three-star customers: the star point value is 50 (inclusive) ~ 500. \x0d\(6) sight customer: star point value 0 (excluding) ~ 50. \x0d\(7) Customers with a star point value equal to 0 will not be rated as stars. \x0d\ If the customer meets one of the following conditions and the current service star is low, the system will automatically upgrade it to the corresponding star immediately: \x0d\ (1) Sign a private banking service agreement and adjust the service star to seven stars. \x0d\ (2) ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars. \x0d\ (3) Open a wealth management account and a credit card gold card, and adjust the service star to five stars. \x0d\ (4) Open ordinary credit cards and adjust the service star to four stars. \x0d\ star point value is calculated by summarizing your assets, liabilities and intermediary business in our bank (the whole bank) in the last six months. \x0d\ Related indicators and calculation \x0d\ 1, financial assets \x0d\ Financial assets indicators are composed of short-term assets and medium-and long-term assets, and the indicators are calculated as the half-year average daily balance of various financial assets. \x0d\( 1) Short-term assets \x0d\ mainly include: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets. \x0d\(2) Medium and long-term assets \x0d\ mainly include: fixed-term savings deposits (including fixed-term and fixed-term activities), provident fund deposits, wealth management products (excluding smart express), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold) and so on. You can get 100 star points per 10,000 yuan of medium-and long-term assets. \x0d\2。 Personal debt \x0d\ Personal debt index consists of three details: personal housing mortgage loan, other personal loans and card overdraft, and the calculation caliber of the index is the average daily balance of personal debt for half a year. \x0d\ (1) You can get 100 star points for every ten thousand yuan of personal housing mortgage loan. \x0d\ (2) Other personal loan indicators include personal consumption loans and personal business loans, and other personal loans can get 200 points for every 10,000 yuan. \x0d\ (3) Credit card interest overdraft can earn 200 stars for every 10,000 yuan. \x0d\3。 Intermediary business \x0d\ Intermediary business indicators are composed of investment and wealth management transactions, credit card consumption transactions and settlement transactions, and the calculation caliber of indicators is the accumulated transaction amount for half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics. If a single transaction has enjoyed our preferential rate, the transaction amount will be converted according to the preferential ratio and then included in the index statistics. \x0d\( 1) Investment and wealth management \x0d\ trading indicators mainly include: fund subscription and redemption (excluding monetary funds), wealth management product subscription (excluding smart express), national debt subscription, insurance subscription, gold trading, foreign exchange trading, etc. You can get 200 stars for every 10,000 yuan investment and wealth management transaction. \x0d\(2) Credit Card Consumption \x0d\ Transaction indicators mainly include transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, debit cards and quasi-credit cards. You can get 400 stars for every 10,000 yuan investment and wealth management transaction. \x0d\(3) Settlement \x0d\ transactions mainly include remote deposit and withdrawal, remote remittance, inter-bank remittance and express remittance. You can get 200 stars for every 10 thousand yuan settlement transaction.