Not necessarily, the fund's ups and downs are uncertain, but the probability of the fund rising back after falling is relatively high. High-quality funds may rise back soon, while non-quality funds may take several years to rise back, and there are cases where they cannot.

The rise and fall of the fund is determined by the investment target. For example, stock funds mainly invest in a basket of stocks, and the rise and fall of the fund is determined by the stocks invested. If the invested stock goes up, the fund goes up, and the invested stock goes down, then the fund goes down.