Are China Merchants Bank's wealth management products reliable?
At present, the wealth management products such as Super Win and Super Treasure launched by China Merchants Bank are very similar to those of Yu 'ebao, which is actually equivalent to buying a money fund. It can be used flexibly, and quick redemption can be received immediately. Daily limit 1 1,000 yuan. There is no limit on the amount of ordinary redemption, but it takes t+65,438+0 days to arrive.
Generally speaking, China Merchants Bank's financial management is relatively safe, its investment income is relatively stable, its fluctuation is small, and its loss risk is relatively low, so it is more suitable for investors with short-term sound financial management.
In addition, China Merchants Bank has some other types of wealth management products, and the general risk and income are inversely proportional. The higher the income, the greater the possibility of loss risk. Investors are advised to choose appropriate financial products carefully.
China Merchants Bank's wealth management products are definitely reliable from the perspective of the platform. The platform is formal and has been audited by the state. The wealth management products inside are mainly divided into self-operated products and consignment products. Self-operated products are sold by banks themselves, and consignment is not by banks, but it is also audited by banks. There is no deceptive behavior and it is more reliable.
China Merchants Bank's wealth management products are very rich. As an ordinary investor, we should choose a suitable financial product from our own risk tolerance. Wealth management products can be divided into five categories according to the risk level: R 1 to R5, and the increase of numbers represents the increase of risks. If we are conservative investors and want to give priority to safety, we can choose to buy robust products (R 1) and robust products (R2).