1. Voucher bonds should be purchased at the bank counter. For example, ICBC, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, CITIC, China Everbright and other banks. Investors who buy government bonds for the first time need to bring their bank cards and ID cards to the bank to open a custody account.
2. Electronic government bonds can be purchased directly through online banking or through mobile banking.
3. Book-entry treasury bonds can be purchased in securities companies. Therefore, a stock account is needed; The face value of book-entry treasury bonds is 100 yuan, and 10 bonds are 1 lot, so at least 1000 yuan is needed.
Prompt: The issuance date of voucher-type government bonds and electronic government bonds is fixed, and the purchase time is 10 every month. If you bought it on 10, you can only wait for the next issue.
Extended data:
National debt is a bond issued by the Ministry of Finance on the basis of national credit, which has a high degree of credit and repays principal and interest at maturity. National debt is divided into bearer bonds, book-entry bonds and savings bonds, among which savings bonds is divided into voucher bonds and electronic bonds.
Treasury bonds are divided into three categories: bearer bonds, book-entry bonds and savings bonds. Among them, bearer bonds, that is, physical bonds, are hardly issued at present, while savings bonds are divided into voucher bonds and electronic bonds.
What is the income from buying government bonds?
202 1 third quarter national debt yield comparison;
Coupon rate's 36-month electronic government bonds issued on 2002 1 May1day were 3.8%;
202 1 10 Electronic government bonds issued in July, 36 months coupon rate 3.4%.
Therefore, judging from the yield of issuing bonds in the past, the annualized yield of buying bonds is generally between 3% and 4.5%.
For example, if an investor buys 654.38+10,000 yuan of government bonds and buys 3% coupon rate in three years, he will earn 3,000 yuan in one year and 9,000 yuan in three years. Therefore, the yield of national debt depends on the coupon rate at the time of issuance and the holding period. Generally, the yield of 5-year treasury bonds is higher, because the term is longer.
Compared with bank time deposits and certificates of deposit, the yield of government bonds is relatively high. When the interest rate of some certificates of deposit rises, the yield may be similar to that of national debt, but the certificate of deposit needs at least 200 thousand yuan, while the initial investment amount of electronic national debt only needs 100 yuan.
The relationship between yield and price of national debt;
The yield of national debt is generally negatively correlated with the price. That is, when the price of national debt rises, the yield will fall; When the price of national debt falls, the yield will rise.
The negative correlation between the two is actually related to the supply and demand of the market. Because rising bond prices often mean that many people buy. In order to reduce the cost, the interest rate of national debt can only fall naturally. On the other hand, the decline in the price of national debt means that fewer people buy, and the market supply exceeds demand. In order to increase the attractiveness of products, interest rates will naturally increase.
Of course, the rise in the price of government bonds is likely to make investors stop buying. After fewer people buy, the supply will increase, which may change from short supply to oversupply, thus raising interest rates to attract investors to buy.
When the interest rate of general banks is higher than the average yield of national debt, investors may be more inclined to deposit in banks. This will reduce the number of people who buy government bonds, and will also lead to a decline in the price of government bonds and push up the yield of government bonds. On the other hand, if banks cut interest rates and investors flood into the national debt market, it may push up the price of national debt, thus reducing the yield of national debt.