In 2023, the three-year fixed deposit rate of rural credit cooperatives was 4.25%, and 10,000 yuan was deposited in rural credit cooperatives in lump sum. The interest due is10000x4.25% ⅶ ⅶ ⅶ.

2. What is the loan interest rate of rural credit cooperatives?

The loan interest rate pricing of rural credit cooperatives can be summarized as follows: 1, and policy pricing: some poverty alleviation loans, national student loans, planting and agricultural and sideline products processing industries, which are mainly concentrated in farmers' entrepreneurial guarantee fund loans, all implement the benchmark interest rate, accounting for a relatively low proportion of rural credit cooperatives loans. 2. Interest-oriented pricing: mainly for ordinary farmers, individual industrial and commercial households and small and medium-sized private enterprises. The interest rate of such loans is relatively high, and rural credit cooperatives generally rise by more than 50%. Moreover, such loans account for a relatively high proportion in rural credit cooperatives and are the main source of interest income of rural credit cooperatives. 3. Competitive pricing: Gold customers mainly concentrated in service areas are loans actively marketed by rural credit cooperatives. Generally, these enterprises are large in scale, strong in strength, good in efficiency, strong in liquidity and large in settlement of funds, and they are also the targets of financial institutions. The loan interest rates of these enterprises generally do not rise or fall. 4. Preferential pricing: mainly for loans pledged by certificates of deposit of rural credit cooperatives or other financial institutions, loans pledged by bank acceptance bills, and loans whose share in rural credit cooperatives is far greater than the loan amount. The interest rate of such loans generally does not rise by more than 20%, which is commonly known as the "preferential interest rate".

Three. The rural credit cooperative has a loan of 300,000 yuan. What is the interest for two years?

Generally speaking, the loan interest rate of rural credit cooperatives is generally between 7% and 9%. If the loan interest rate is 7%, the total interest for two years is: 300,000 7% 2 = 42,000 yuan.

4. What is the loan interest of rural credit cooperatives?

Table of benchmark interest rate for RMB deposits of financial institutions-loan interest rate (2008- 12-23) Category annual interest rate (%) I. Short-term loans for six months (inclusive) 4.86. Long-term loans for one year (inclusive) 5.3 1 2 and one to three years (inclusive) 5.40 for three to five years (inclusive) You can apply for a loan from a credit cooperative, but it can only be a consumer loan (and it must have a real consumption purpose), because according to the regulations, you can't issue business loans to public servants and institutions (non-self-employed). The loan guarantee methods include credit, guarantee, pledge and mortgage, and the credit society chooses according to your situation.