The main changes include: national overall planning of endowment insurance, paying endowment insurance and medical insurance for the unemployed, increasing retirement income, enriching social security funds with state-owned assets, and buying houses with housing provident fund loans.
? Open the national pooling of endowment insurance?
The central adjustment system of basic old-age insurance fund is the first step taken by the national overall planning of old-age insurance. In addition, it is necessary to fully implement the national insurance plan. Balancing the burden of old-age insurance caused by the huge difference in dependency ratio between regions caused by population structure, especially population mobility, and adjusting the surplus and deficiency will further play the role of mutual assistance and mutual assistance in the whole country.
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2.？ Pay insurance for the unemployed
Compared with the current regulations, the Unemployment Insurance Regulations (Revised Draft for Comment) increases the basic old-age insurance premium, vocational skill appraisal subsidy and entrepreneurship subsidy for the unemployed, and adjusts the Medicaid to the basic medical insurance premium. At present, it is still in the stage of soliciting opinions from the public. Pay the basic medical insurance premium to ensure that the unemployed enjoy medical insurance benefits.
3.？ Housing provident fund loans will be easier to buy a house.
Recently, some real estate development enterprises refused to use housing provident fund loans to buyers, which seriously damaged the legitimate rights and interests of paid employees. The Ministry of Housing and Urban-Rural Development requires real estate development enterprises not to restrict, obstruct or refuse buyers to use housing provident fund loans by raising housing sales prices and reducing price discounts. Housing accumulation fund can effectively reduce the burden of employees buying houses.
Conclusion: If these new policies can really be implemented, they will really bring benefits to the general public.