Legal analysis: The maintenance fund can also be called the maintenance fund or the special maintenance fund, which mainly means that after the buyers buy a certain residential area, all businesses in the residential area will pay a certain standard of money to a special account according to a certain standard; This money is mainly used for the maintenance of the facilities and equipment in the property area, and it is mainly managed and used by the owners' committee, so it is impossible for business individuals to apply for their own maintenance fund from the bank. According to the relevant laws of the country, every household needs to pay the maintenance fund when buying a new house. In other words, the maintenance fund must be paid. If it is not paid, it will do great harm to your interests. Housing maintenance fund actually includes housing public facilities special fund and housing maintenance fund. The special fund for housing public facilities is referred to as the special fund for short, which is mainly used in the renewal and transformation of the parts used by the property, public facilities and equipment, and shall not be used for other purposes.

legal basis: article 12 of the measures for the administration of special maintenance funds for residential buildings: the owners of commercial residential buildings shall deposit the first-phase special maintenance funds for residential buildings into the special maintenance fund account for residential buildings before going through the house occupancy formalities. Article 13: The development and construction unit or the public housing selling unit shall not deliver the house to the purchaser without depositing the first special maintenance fund for the house according to the provisions of these Measures.