Class B back-end charging mode does not charge subscription or subscription fees for the time being, and decides whether to pay subscription or subscription fees according to the holding time. If you can hold it for more than 3 years, you can choose Class B. ..
ABC stock, hybrid and bond funds.
1.a is usually the front-end cost share, and the subscription fee is directly deducted at the time of subscription. Many Class A funds will deduct the subscription fee at the time of subscription. Class A funds are more suitable for long-term holders to invest, and short-term holders will deduct punitive redemption fees. Some Class A funds can be redeemed for free for more than one year, while others can only be redeemed for more than two years. Therefore, when purchasing Class A funds, we must clearly see the requirements of redemption fee and holding time.
2. Class B, usually the back-end fee share, does not deduct the subscription fee when it goes deep. The only difference between the back-end fee model and the front-end fee model is that the subscription fee is not deducted when it is purchased, but it will be deducted when it is redeemed. The subscription rate will also decrease with the increase of holdings, but it needs investors to hold it for a long time. The redemption fee of the back-end fee share, like the front-end fee share, will decrease with the increase of holding time. However, not all fund companies will set class B shares for stock products. Generally speaking, the proportion of investors who choose the back-end charging model is relatively low.
3. Category C is usually: the mode of sales service fee is free subscription, redemption fee is withdrawn on a daily basis, and sales service fee.
Class C funds are exempt from subscription fees and redemption fees within a certain period of time. However, fund companies will charge daily sales service fees, some of which may be 0.2% and some may be 0.5%. Therefore, when investing in Class C funds, we should also look at the specific charging standards.
Class C share is a new charging mode recently, which many investors don't understand. In fact, for investors with uncertain holding time and aiming at making bands, Class C share is undoubtedly a low-cost variety for short-term investment.