Fund trading hours are divided into intraday trading (9: 30- 15:00 on the fund trading day) and after-hours trading (outside 9: 30- 15: 00 on the fund trading day). Intra-day trading needs to be cancelled before the trading day 15:00; After-hours trading can be cancelled before the next fund trading day 15: 00. Users who arrive at the account in real time after canceling the entrusted purchase can select the unfinished entrustment to cancel through the menu of "Investment and Financial Management-Fund Investment-Current Application" of mobile banking, confirm the transaction information and submit the entrustment immediately. Taking China Construction Bank as an example, the capital withdrawal process is as follows:
1. Go to the CCB app and click Investment and Financial Management.
2. Click Fund Investment.
3. Click on the current application, select the unfinished entrustment to be revoked, confirm the transaction information, and submit the entrustment immediately.
After the withdrawal of fund subscription, the return time of the fund depends on the trading time. If the fund subscription is cancelled during the trading period (9: 30- 15: 00 on the trading day of the fund), the subscription funds will be returned to the trading account immediately; If the subscription is made after the closing (outside 9:30- 15: 00 on the trading day of the fund), the funds will not change immediately, so the funds will not change after the closing.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
Application version: v5.7.0
Many people may buy a fund on impulse and then regret it. In this case, can the purchased fund be withdrawn? Will there be a handling fee for fund withdrawal? Xi Cai Jun will answer your questions one by one. Come and have a look!
Can I withdraw the fund I just bought?
Generally, the fund you just bought can be cancelled, but there is one condition, that is, the share has not been confirmed, and the order must be cancelled before 3 pm that day. After cancellation, no transaction fee will be charged. If there is no withdrawal entrance after 3 pm, it cannot be cancelled.
Does the fund carry the existing handling fee?
No handling fee is deducted from fund withdrawal, and only a certain handling fee is charged for redemption. Generally speaking, it is not recommended to operate, purchase and redeem the fund frequently after subscription, because the handling fee will be deducted every time the fund is operated frequently. If you don't earn enough money, frequent redemption will lose the principal.
Secondly, risks cannot be dispersed in the short term. Holding funds for a long time can spread the risk of funds and save costs. Take Alipay as an example. Most of the above funds have been held for more than 2 years, and basically no fees are charged.
Summary: The fund you just bought can generally cancel the order, but there is one condition, that is, the share has not been confirmed, and the order must be cancelled before 3 pm that day. After cancellation, no transaction fee will be charged. However, it is not recommended to operate, purchase and redeem the fund frequently after purchase, because the handling fee will be deducted every time the fund is operated frequently. There is not enough money, and frequent redemption will lose the principal.