Basic medical insurance premiums paid by individual employees are all credited to personal accounts. Personal accounts use medical insurance smart cards (IC cards) and are managed through a computer network system. The basic medical insurance premium paid by the employer is divided into two parts. One part is transferred to the individual account in proportion, and the remaining part is used to establish a social pooling fund.

The insurance pooling fund is mainly used to pay the insured employees who need to pay at designated points. Medical expenses for hospital inpatient treatment that comply with the provisions of basic medical insurance; some chronic diseases approved for outpatient treatment can also be paid from the overall fund.

The amount allocated for outpatient planning is how much money is transferred from your personal account to the social security fund. The meaning of going inside ~ It depends on your ratio, it is about 1/3

Article 4 General Outpatient Coordination Fund Financing Standards

(1) Each insured resident is established according to certain standards every year General outpatient overall fund.

(2) If a newly insured resident pays for less than one year in a calendar year, a general outpatient overall fund will be established based on a certain standard per person per year.

(3) The funds required for general outpatient coordination shall be allocated from the Urban Resident Basic Medical Insurance Fund.

Article 5 Accounting of general outpatient pool funds

(1) General outpatient pool funds shall be managed under special accounts and shall be accounted separately.

(2) The general outpatient overall fund shall be pre-allocated at the beginning of the year and settled at the end of the year.

(3) The Municipal Medical Insurance Administration will allocate monthly (or quarterly) from the basic medical insurance general outpatient coordinating fund for urban residents at the standard of 30 yuan per person per year based on the number of insured persons in each county (district). , each county (district) establishes a general outpatient overall fund account according to the allocated amount.