They are different from each other in terms of docking products, yield and transfer-in and transfer-out methods, as follows:

1. Docking products are different: Bank of Communications Current Earnings is a current wealth management product listed and managed by Bank of Communications Wealth Management Co., Ltd., which belongs to bank wealth management products; Yu 'ebao is a monetary fund under Tianhong Yu 'ebao, which belongs to the monetary fund.

2. The rate of return is different: the 7-day annualized rate of return of Bank of Communications Earnings Premium Edition is 2.45%, and that of Yu 'ebao is 1.84%;

3. Different transfer and withdrawal methods: the current balance of the current surplus of Bank of Communications can only be transferred and withdrawn through the Bank of Communications APP or online banking, and each account can only deposit 5, yuan at most; Yu 'ebao can enter and exit through Alipay APP or Alipay website, and the amount is not limited.

can the current surplus of Bank of Communications be transferred out at any time?

Bank of Communications' demand surplus is a floating income wealth management product based on deposit interest rate, which can be purchased and withdrawn at any time. There is no minimum purchase requirement, and the launch time and duration are not limited.

if a user suddenly needs other funds after purchasing the current surplus of Bank of Communications, he can redeem the funds in the current surplus at any time and transfer them to his personal bank account or other designated account.

It should be noted that during the redemption operation, Bank of Communications may charge a certain redemption fee and other fees according to the current market environment and redemption amount. In addition, the interest rate of demand income changes with the change of interest rate market, and the redemption amount can be larger or smaller than the principal and income at the time of purchase, depending on the actual regulations of the bank.