Insurance period: the corresponding date when the insured reaches the age of 30.
Product description: For example, E Beibei (exclusive edition) children's insurance product plan provides 46 kinds of children's disease protection, death protection and due payment.
Purchase method: online purchase
Product: China Life Insurance Co., Ltd.
Product characteristics
Insurance coverage: the age range of the insured is 18 to 80 years old, and the age range of the insured is 3 years old to 10 years old; The applicant must be the parents of the insured.
Applicable terms: China Life E Beibei Children's Disease Insurance (Premium Edition), China Life Additional E Beibei Children's Old-age Security (Premium Edition), and China Life Insurance Co., Ltd. Basic terms of life insurance.
Extended data
Guarantee content:
Childhood diseases (46 kinds)
Within 180 days from the effective date (or the final reinstatement date) of this contract, if the insured suffers from the disease referred to in this contract for the first time due to the first-time and confirmed disease, this contract will be terminated, and the Company will pay the sickness insurance premium according to the insurance premium paid in this contract (excluding interest);
From the effective date (or final reinstatement date) of this contract 180 days later, if the insured suffers from the diseases referred to in this contract for the first time due to the first diagnosis, this contract will be terminated, and the company will pay the sickness insurance premium according to the basic insurance amount of this contract. If the above situation is caused by accidental injury, it is not limited by 180 days.
die
If the insured dies between the effective date of this contract and the effective date of the year when he reaches the age of 18, this contract will be terminated, and the company will pay the death insurance premium (excluding interest) according to the insurance premium agreed in this contract when the insured dies.
If the insured dies on the effective date of the year when he reaches the age of 18, the Company shall pay the death insurance benefits according to the following agreements: if the insured dies of illness within 180 days after the final reinstatement of this contract, the Contract shall be terminated, and the Company shall pay the death insurance benefits according to the insurance premiums paid in this contract (excluding interest);
If the insured dies due to circumstances other than the above, this contract will be terminated, and the Company will pay the death insurance premium at the rate of 160% of the insurance premium (excluding interest) paid in this contract at the time of the insured's death.
References:
China life official website-product center
References:
China Life Insurance official website Center-Guarantee Content