Everyone's situation is different, and it can't be sold at a few points in general, but in general, it can be divided into two situations. One is that people who like short-term operation and have low risk tolerance can consider selling after a basic increase of 5 points or 10 points. The other is people who like to hold funds for a long time and have high risk tolerance. They will only sell if the basic increase is 15 or above 20 points. When holding a fund, we mainly look at how the fund market is. If the fund has soared and has risen for a while, then you can put it away as soon as possible and let the money fall into the bag.

According to different standards, securities investment funds can be divided into different types:

According to whether fund units can be increased or redeemed, they can be divided into open-end funds and closed-end funds. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.

According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.

According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.

According to the different investment objects, it can be divided into four categories: bond funds, stock funds, money funds and hybrid funds.

Open-endfunds (LOF) are called "Listened Open-end Fund" or "open-end funds" in English, "listed open-end funds" in Chinese and * * * mutual funds abroad. In other words, after the issuance of listed open-end funds, investors can purchase and redeem fund shares at designated outlets, or buy and sell funds on exchanges.

However, if investors want to sell the fund shares purchased at designated outlets, they must go through certain transfer custody procedures; Similarly, if you want to redeem the fund shares you bought online on the exchange and redeem them at designated outlets, you must also go through certain transfer custody procedures. It is a fund with variable issuance, and the total number of fund shares (or units) can be increased or decreased at any time. Investors can purchase or redeem it at the business place designated by the fund manager according to the quotation of the fund.

Compared with closed-end funds, open-end funds have the characteristics of unlimited issuance, transaction price based on net asset value, over-the-counter transaction and relatively low risk, which is especially suitable for small and medium-sized investors to invest.