Contribution ratio: The social security provident fund company contribution ratio is 43.5%, and the social security provident fund individual contribution ratio is 23%.

For pension insurance, units and individuals pay 20% and 8% of personal wages respectively; for medical insurance, units and individuals pay about 10% and 2% respectively; for unemployment insurance, units and individuals pay about 2% and 1% respectively; for maternity insurance, units

It pays about 0.8%, and individuals do not pay; the work-related injury insurance unit pays about 2%, and individuals do not pay.

Five insurances and one fund refer to the collective name of several types of security benefits provided by employers to workers, including pension insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

"Individuals on the job should pay and deposit the housing provident fund in accordance with regulations." The housing provident fund is a "payable" item, which is legally required, and payment at the same time also shows that it is an obligation.

On March 23, 2016, the “Thirteenth Five-Year Plan” outline proposed to merge maternity insurance and basic medical insurance.

This means that in the future, with the merger of maternity insurance and basic medical insurance, the familiar "five insurances and one fund" may become "four insurances and one fund". Medical insurance will be merged with maternity insurance, and some large companies will provide employees with

Purchase benefits such as personal accident insurance and critical illness insurance.