So why should we express our rate of return in the form of 10 thousand shares of income? Because when investing in a fund, the income a fund gets on that day is almost negligible. The unit of monetary measurement we use every day is yuan, jiao and fen, even if it is lower, it will reach centimeters. How much is a centimeter? 0.005438+0 yuan. Just now, we said that the income of ten thousand shares of a certain cargo base is 1 yuan, and the single income is 1 divided by 10000, which is 0.000 1 yuan, which is almost meaningless, but the income of ten thousand shares and ten thousand shares of the fund reaches 1 yuan, which is of practical significance at this time.
First, the role of earnings per 10,000 shares
Further expansion, the investment in goods-based products is mainly short-term wealth management products, with low risk and stable income. According to the regulations of the CSRC, cargo-based companies must regularly disclose the income of 10,000 yuan. Ten thousand copies of income can directly reflect the real income of the fund every day, which is the reference index we pay attention to when investing in financial management, but ten thousand copies of income can not reflect the long-term income of the fund, so other factors should be considered comprehensively when choosing the fund. If you want to know more financial knowledge and information, please pay attention to explore its finance.
Second, the calculation formula of investor's income
Ten thousand copies of income refers to the income generated by investors on the day they buy 654.38+0,000 yuan of wealth management products, which is more common in money funds. Because the net value of each monetary fund is fixed at 654.38+0 yuan, the income of 1 10,000 shares is the amount that investors gain on the day when they invest 654.38+0,000 yuan.
Among them, the formula for calculating the investor's income by using ten thousand shares of income is: income = confirmed amount/10000× ten thousand shares of income of the day.
For example, if an investor buys a money fund with a capital of 200,000 yuan, and the extremely high income of the money fund on that day is 0.6 yuan, then the income of the investor on that day =20/ 1×0.6= 12 yuan. Therefore, the higher the income of the day, the more income investors get.
In addition, there is a seven-day average annualized rate of return to measure the income of the money fund, which refers to the average income level of the past seven days and the data obtained after annualization.