You can invest all your money in currency funds.

Investment and financial management are mainly based on personal needs and decisions. Although monetary funds do not guarantee principal or interest, the risk is extremely low and basically no loss will occur.

However, all the money should be bought in funds, and the yield rate of money funds is very low. If you have a large amount of deposits, you can consider diversifying your investments and invest some of your funds in some high-yield financial products, such as bonds, regular financial products, stocks, etc.

Extended information Characteristics of money market funds 1. Safety of principal: The investment types of most money market funds determine that they have the lowest risk among all types of funds. Money fund contracts generally do not guarantee the safety of principal, but in fact

Due to the nature of the fund, monetary funds rarely suffer principal losses in reality.

Generally speaking, money funds are regarded as cash equivalents.

2. Strong capital flow: liquidity is comparable to demand deposits.

Funds are easy to buy and sell, the funds arrive in your account in a short time, and their liquidity is very high. Generally, the funds can arrive in your account within one or two days of fund redemption.

At present, fund companies have opened instant redemption services for currency funds, and funds can be deposited on the same day.

3. Higher yield: Most money market funds generally have the same level of return as treasury bond investment.

In addition to investing in exchange repurchases and other investment instruments that general institutions can invest in, money market funds can also invest in the inter-bank bond and repurchase markets and the central bank bill market. Their annual net return rate can generally be equal to that of a one-year fixed deposit.

Compared with the interest rate, it is higher than the income level of bank savings in the same period.