Parents in rural China don't have to pay a penny, but their children have a new commercial insurance. When their children are seriously ill, they can receive up to 200,000 in compensation. Social insurance and families can work together to raise medical funds to help their children get rapid and stable medical care.
of medical treatment.
This is not a fantasy. Following the "Weibo Anti-Human Trafficking" and "Free Lunch", the third child welfare project "Chinese Rural Children's Critical Illness Medical Insurance" Charity Fund (referred to as "Critical Illness Medical Insurance") launched by Deng Fei and other public welfare figures was launched on July 18, 2012.
day start.
The "Critical Illness Medical Insurance" aims to provide free medical insurance for rural children in China, to strive for medical funds and fair medical opportunities for children, and to provide rural children with medical treatment for their illnesses.
This public welfare fund was jointly launched by celebrities such as Deng Fei, Wang Zhenyao, Peng Shaobin, Chen Chaohua, Zhang Quanling, Phoenix TV, Phoenix Weekly, Phoenix.com, Sina Weibo, Southern Metropolis Daily, China Times, Health Times and other units, and was sponsored by China Children's Charity
The relief foundation "China Rural Children's Major Illness Medical Insurance Public Welfare Fund" organizes and implements operations.
Leaders of the China Children's Charity Aid Foundation, initiators of "Critical Illness Medical Insurance", medical expert advisory groups, charitable donation artists and representatives of strategic support entrepreneurs attended the launch ceremony.
At the ceremony, Mr. Liu Changle, JP, chairman of the board of directors and CEO of Phoenix TV, donated 100,000 yuan in his own name, and Phoenix TV donated 300,000 yuan.
This joint donation is the first large charitable donation received by this fund since its establishment.
Bai Baihe, Xie Nan, and Tian Liang became the first batch of guardian angels of the "Critical Illness Medical Insurance".
Forte Group provides long-term office space, and China Car Rental provides work vehicles.
At the venue, "Critical Disease Medical Insurance" reached a strategic cooperation agreement with the Phoenix TV Miss China Universe Organizing Committee, and became an important theme in Phoenix's 2012 "Beautiful Children's Journey" series of public welfare activities.
Mr. Deng Fei, the representative of the sponsors, said that if the “free lunch” is “filling a gap”, the “critical illness medical insurance” is “life-saving”.
According to statistics from the National People's Congress's "Proposal to Establish a National Children's Medical Insurance System" on February 28, 2011, 50.5% of rural children in China who died due to diseases did not receive treatment before their death or were only treated in outpatient clinics.
The mortality rate of children in China's poor areas after suffering from serious diseases is as high as 54%, which is about 9 times higher than that of urban children.
A rural child is seriously ill. If sufficient funds cannot be raised in time, the family will most likely have no choice but to give up.
The rural areas in central and western China are economically impoverished, and medical care for serious illnesses in children has always been one of the biggest problems. It is common for children to suffer from minor illnesses and moderate illnesses, and only take them to the hospital for serious illnesses, and they will be discharged soon after they are taken in.
While helping children obtain free lunches in rural areas, Deng Fei and other public welfare individuals discovered and resolved to solve more serious problems faced by rural children.
This project adopts the cooperation method of public welfare funds, insurance companies and local governments to raise donations from the society and purchase a commercial medical insurance for school-age children in the pilot areas. It will fundamentally solve the problem of shortage of medical expenses for rural children and ensure that children will not be affected by the disease.
"Treatable, serious diseases can be cured" to better safeguard the life and health rights of rural children.
Non-governmental public welfare organizations try to help rural children treat serious illnesses through commercial insurance, which is actually in line with the far-reaching considerations of national medical insurance and will surely provide a useful reference for large-scale changes in national medical insurance policies.
In 2012, four departments including the Ministry of Health, the China Insurance Regulatory Commission, the Ministry of Finance, and the Office of the Leading Group for Deepening the Reform of the Medical and Health System of the State Council jointly issued the "Guiding Opinions on the Participation of Commercial Insurance Institutions in New Rural Cooperative Medical Services" stating that: Commercial insurance
Institutional participation in the New Rural Cooperative Medical Care Service is an important way for the insurance industry to serve the reform of the medical and health system and the construction of the medical security system; it is a useful exploration to introduce a competition mechanism, reform the way government public services are provided, and innovate the management of social undertakings.