The income of Yu 'ebao is about 2.73% now, and the monthly income is 2000*2.73%? 12=4.55 yuan.
Calculation method of seven-day annualized rate of return of Yu 'ebao's income
What is the annualized rate of return on seven days? This refers to the rate of return of the fund in the last seven days. If you want to calculate the income of Yu 'ebao on the same day, you can't use the annualized rate of return of seven days to calculate it.
Net value of ten thousand yuan fund
If you want to calculate the daily income of Yu 'ebao, you must use the net value of ten thousand funds to calculate it. This is the calculation method of the money fund.
Tian Hong Fund
Yu 'ebao cooperates with Tian Hong Fund. If you want to know the daily net value of 10,000 funds, you can check it in Tian Hong Fund official website, or it is also displayed on the balance treasure page.
computation rule
Income of the day = (confirmed share of Yu 'ebao funds/10000)X income per 10,000 shares.
Settlement rules
The income of the day was the fund that settled the confirmed share of Yu 'ebao before 3 pm yesterday. If the funds in Yu 'ebao are used for consumption on the same day, the funds used will have no income.
There is no Alipay and online banking in the method of Yu 'ebao financial management. First, go to the bank to apply for an online banking. Remember to reserve the mobile phone number and write down the mobile phone number used for your ID card (it is safer for the bank to reserve the mobile phone number to open fast payment on Alipay, and it is safer to apply for your own ID card). I hope online banking is free.
To apply for an Alipay, Baidu Alipay clicks Enter, enters the registration, enters your information, and completes the registration.
Enter your Alipay to complete all kinds of information, enter my Alipay to open fast payment, and follow the steps.
As shown below, you will see a balance treasure. Click Turn next to it.
Income time: transfer before 15:00 (subject to the successful payment time), and confirm the share on the next working day. Pay the next day after the income is confirmed. After 15:00, transfer, deferred payment 1 working day. On weekends and national holidays, the fund company does not confirm the share.
If there is income, the income amount will be displayed next to Yu 'ebao. Click the amount to see the daily income.
The annual income of Yu 'ebao is about 5%. There will be fluctuations every day, subject to the daily income. He can subscribe at any time or transfer out at any time. There is also a transfer-out sign next to Yu 'ebao. Turn it off.
The characteristics of Yu 'ebao Before Yu 'ebao came out, many people had no concept of cash financing, or even financial management. In most people's minds, only a certain amount of money can be saved to manage money. The wealth management products that people have been exposed to before either have certain requirements on the amount of investment, and it is difficult to effectively use small funds; Either you can't use your funds flexibly after investing. However, the balance treasure is different, and scattered funds can also invest in wealth management, which is not affected by deposits and withdrawals. So once it was launched, it was welcomed by everyone.
Service model innovation. In the eyes of customers, Yu 'ebao is not a simple money fund. Do not rely on bank sales, only operate through Alipay platform. From 1 yuan, there is no need to queue up, fill out forms, apply for an account and operate every day. You only need to log in at any time to see the income of the day, which is the wealth management artifact of diaosi.
Audience innovation. Alipay Yu 'ebao focuses on small white customers and idle customers who don't know much about financial management, so that small funds can also make money. To some extent, it can be said that customers screened by other funds get together.
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