Personal accounts of retirees are included in 4% of the per capita payment base of employees of this unit. Personal account transfer standard: 1. The basic medical insurance premium paid by individual employees is fully transferred to my personal account (i.e. social security card); 2. The basic medical insurance premium paid by the employer shall be transferred to the personal accounts of employees and retirees according to the following proportions: (1) For employees under the age of 35, it shall be transferred according to 1.3% of their basic medical insurance payment base; (2) Employees aged 35-44 are included according to 65438+ 0.5% of my basic medical insurance payment base; (3) Employees over 45 years old are included according to 65438+ 0.7% of my basic medical insurance payment base; (4) Retirees are counted as 4% of the per capita payment base of employees in this unit. (5) Retirees from closed and bankrupt state-owned enterprises and older laid-off workers from state-owned enterprises who pay the remaining medical expenses in one lump sum shall be included in personal accounts according to 4% of the average salary of our city last year. Employees' medical insurance is generally divided into individual accounts and overall accounts, among which: (1) individual accounts can pay the following expenses: 1, drug purchase expenses at designated retail pharmacies, and emergency medical expenses; 2. It is used for me to purchase commercial insurance and accident insurance; 3, the basic medical insurance fund Qifubiaozhun below the medical expenses; 4, more than the basic medical insurance pooling fund Qifubiaozhun part, according to the proportion of 5 to pay personal expenses, personal account insufficient to pay part by myself. (2) The overall account mainly pays the following expenses: 1, hospitalization expenses; 2, malignant tumor radiotherapy, renal dialysis, kidney transplantation after taking anti-rejection drugs outpatient medical expenses; 3, emergency rescue income hospitalized patients, the medical expenses within seven days before hospitalization.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Twenty-third employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 24 The state establishes and improves the new rural cooperative medical system.
Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.