Ant Fund and Yu 'ebao are two different products. Ant Fund is an open money fund, which gains income by investing in low-risk assets such as short-term bonds and bank deposits. Users can buy idle funds and redeem these shares, and realize corresponding income according to the market interest rate. Yu 'ebao is a current wealth management product, which is intended to provide users with convenient and quick fund management tools. Users deposit money into Yu 'ebao, and the amount will be converted into corresponding shares, and the interest will be calculated on a daily basis. Compared with the traditional savings account, it has more advantages in maintaining liquidity and flexibility.