Novice buyers can refer to the following six criteria: fund net value trend, fund variety, investment target, fund cost, fund manager and fund investment ratio.

Choosing a fund type is the first step in choosing a fund.

First of all, investors should choose funds according to their risk tolerance. Investors with low risk tolerance can choose money funds and short-term financial management funds; Investors with moderate affordability can choose bond funds and trust funds; Investors with high risk tolerance can choose equity funds.

Secondly, after choosing the type of fund to invest in, you need to choose one or more funds from this type of fund to invest. Choosing a fund can be considered from the following aspects: historical performance, fund company, fund manager, overall benefit, etc.

Finally, analyze our own situation. Before opening an account in an outlet, we will make a risk assessment, which can roughly measure our risk tolerance level, whether it is steady or aggressive, and also give a preliminary suggestion on asset allocation.