1. What departments are there in the financial industry?
Corporate business department: mainly responsible for corporate business, audit, etc.
Personal business department: mainly responsible for personal business, household savings and audit.
International business department: mainly responsible for international loan guarantee, international wire transfer and foreign exchange settlement.
Fund operation department: mainly fund settlement.
Credit approval department: responsible for the approval of various loans, etc.
Risk management department: it is the department that evaluates, manages and solves business risks within the bank.
The business risks of banks mainly include: credit repayment risk, accounting settlement risk, new business test risk, financial management risk, legal risk of business documents and so on. All these risks, especially the first three types of business, are controlled by the risk management department.
Compliance risk refers to the risk that banks may be subject to legal sanctions or regulatory penalties, major financial losses or reputation losses due to their failure to comply with laws and regulations, regulatory requirements, rules, relevant standards formulated by self-regulatory organizations and codes of conduct that have been applied to their own business activities.
Finance Department: Finance and planning affairs are the core and power departments of banks.
Accounting and settlement department: focus on safety, strengthen the basic management of accounting and settlement, and take into account the work of increasing reserves, intermediary business, insurance, funds and so on. , as well as the awareness of prevention, professional quality, accounting quality and service skills of all employees. Strengthen management, supervision, inspection and counseling, guide all employees to handle business in strict accordance with rules and regulations and operational procedures, strengthen personnel training, and improve professional quality and accounting quality.
Cashier's security department: mainly responsible for cash management, safety inspection, monitoring management, fire safety and other security work.
Ministry of Science and Technology: Mainly responsible for computer software and hardware maintenance of banks.
Internal Audit Department: it is mainly responsible for reviewing the summons of branches and checking the mistakes of tellers.
In addition to the above departments, there are Human Resources Department, Supervision Office, Administration Department, Party Committee, Accounting Department, Computer Department (or Information Technology Department), Credit Review Department, Risk Control Department, Asset Insurance Department, Legal Department, Human Resources Department, Personal Finance Department, Planning and Finance Department, Audit Department, Supervision Department, Corporate Banking Department, Finance Department, Security Department, Development Research Department, International Business Department, Office (or Administration Department.
Second, the most promising financial position.
Investment banking business manager
Many non-financial people don't understand what kind of existence investment banks are. In fact, many people in the financial circle may not know. China's investment bank is basically another alias for securities firms.
Investment banks generally have high profit margins and a wide range of business. Equity financing, debt financing, mergers and acquisitions, financial consultants, etc. There are high requirements for talents, so the salary is beyond the reach of many other industries. With a slightly lower education background, those who want to enter the investment bank can take a CFA as a springboard for transformation.
Financial analyst
As long as there are transactions, there will be financial analysts. As the "golden collar" in the investment field, financial analysts play an important role in banks, securities, funds and other industries, analyzing profit margins, liquidity and solvency, and providing trading suggestions.
Judging from the whole domestic financial talent market, the quotation of top financial analysts has been more than one million yuan, and the middle-level talents are generally between 300,000 and 500,000. CFA is called "the ticket to Wall Street" and is naturally the treasure of financial analysts.
actuary
At present, there are many authoritative actuary qualifications at home and abroad. For example, ASA North American quasi-actuary, FIA British actuary, IAA Australian actuary and Chinese actuary.
Actuaries are senior talents in the insurance industry. They are mathematicians, statisticians and investors. Their purpose is to provide a basis for decision-making, so they are full of judgments about "future uncertainty". The more uncertain things are, the more valuable they are. It is also a problem to find an actuary with an annual salary of one million in the domestic financial talent market.
Third, what is the salary in the financial industry?
As far as basic salary is concerned, undergraduates generally work in banks. The first year is about 500-65438+ 10,000 yuan. Welfare and bonuses are hard to say, and different positions are very different. But as far as foreign banks are concerned, it is generally10-150,000, so even with the welfare of state-owned banks, this is similar to these. If it is funds, wealth management, insurance and private placement, it may be worse than this, but in the long run, with the increase of experience, wages will rise much more than banks.
If you are a graduate student, if you are in a bank, you can probably get more than 100 thousand in the first year, but some companies in other financial fields can get up to 200 thousand, but it is difficult to get in. After that, I had experience, such as banks and other fund companies, wealth management companies and investment companies. Will grow rapidly. Of course, only if you have that ability.
What are the relevant articles in the financial industry?
★ What are the responsibilities of each post in the financial market department?
★ What are the responsibilities of various positions in the financial market?
★ What is the responsibility of the banking financial market department?
★ Responsibilities of the Financial Market Department
★ Description of main responsibilities of financial market department
★ What is the responsibility of the financial market department?
★ Responsibilities of each post in banking financial market department
★ Responsibilities of the Financial Market Specialist
★ Description of responsibilities of each post in the financial market department
★ Responsibilities of each post in the Financial Market Management Headquarters of the Bank