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What do you mean by pooling funds to pay?
Co-ordination fund means that all units' medical insurance contributions are put into a public fund part and are not credited to personal accounts. Overall fund payment refers to the use of funds in the overall account to pay the relevant medical expenses of the insured. The use of overall fund payment shall conform to local medical insurance policies, including hospitals and medical institutions, reimbursement scope, deductible line and proportion. Do not meet the relevant policies and regulations, the overall fund will not be paid, and the expenses can only be borne by individuals. Difference of payment standard of overall fund: 1. The basic medical expenses incurred by the insured directly to the town (street) community health service center outside the designated outpatient time shall be paid by the overall fund according to the regulations. 2, the insured person directly to the town (street) community health service center outpatient rescue of basic medical expenses, as a whole fund to pay in accordance with the provisions; The proportion of basic medical expenses incurred by direct visits to designated outpatient clinics and outpatient rescue in medical institutions outside the town (street) community health service center will be reduced by 10%. 3, the designated outpatient referral to the community health service center, the overall fund in accordance with the provisions of payment; Transferred to the outpatient department of the town (street) designated hospital headquarters or the outpatient department of the municipal designated specialized hospital headquarters, the proportion of overall fund payment decreased by10%; Transfer to the outpatient department of the designated tertiary hospital in the city, and the payment ratio will be reduced by 20%; Transferred to other medical institutions, the overall fund will not be paid. 4, in addition to the above situation, the insured person to the designated outpatient medical institutions, the overall fund will not be paid.