I think the reasons for the shortage of social security funds in the future are:
First, China's entry into an aging society is caused by factors.
With the improvement of life expectancy in China, the aging population is becoming more and more serious, resulting in more and more people receiving pensions, and the amount of pensions is also increasing year by year. The number of people who pay social security has decreased relatively, and the proportion of support has increased from 37 people 1 person in the early days of liberation to 2 people 1 person now.
Second, since the implementation of the Social Security Law in July, 20 1 1, the social security coverage has increased year by year, reaching nearly one billion people.
Some private enterprises and some enterprises did not buy social security for workers, nor did they pay according to the minimum standard. However, the pension payment has increased continuously for 17 years, and a large number of pensioners are still regarded as payers, that is to say, some pensioners did not pay in some years.
Three, the factors that cause the unbalanced economic development of provinces, municipalities and autonomous regions in China.
The developed coastal areas have rapid economic development and high growth rate, and the social security fund pool is full of funds, while the economic development of the old industrial areas in the central and western regions and the northeast region is slow, and the growth rate is slow and declining, and the social security fund pool is insufficient. However, from a national perspective, the social security fund pool is not only short of funds, but also has a balance of about 5.6 trillion last year. Although the balance may decrease this year, there should be about 4 trillion surplus funds.
Fourth, the improvement of treatment.
The annual increase in pension benefits is also one of the reasons for the gap.
Our social insurance payment was established in the 1990s, and it was called deemed payment before, so there was no balance before, which led to the situation that people without balance were using the social security funds of the current payers, resulting in a funding gap in some areas. I believe that our social security system is becoming more and more perfect, and there will be no problem in the operation and payment of social security funds.