Based on their own risk tolerance, choose from partial stock funds, partial debt funds, balanced funds and allocation funds. If you are more risk-averse, you can choose a mixed fund with partial debt; And if you like risk, but don't want to invest in stock funds, then you can choose partial stock hybrid funds.

Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations. From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The funds we are talking about now mainly refer to securities investment funds.