This kind of Internet financial management is the type of Internet financial management with the largest number of participants, mainly Yu 'ebao. Money Fund Internet financial management is a product with uncertain income. Its income fluctuates with the market interest rate, and the current yield is less than 4%. Although the income is low, the security is high and the risk is lower than the other two Internet wealth management products. In addition, it also has all the advantages of fixed-income Internet financial management. This money fund can invest 50% of assets.
P2P online lending platform financing
P2P online lending platform has attracted a lot of investment attention for its advantages of low investment threshold, fast capital operation, convenient investment and financial management procedures, controllable risks and guaranteed principal. It is understood that with the continuous development of China's economy, it has sprung up suddenly, making up for many shortcomings in the credit supply of traditional financial institutions and meeting the short-term financing needs of ordinary working families and small and micro business owners. This kind of wealth management products can invest 100 yuan to test the water at the initial stage, and 10%-20% of assets can be invested after the platform is stable.
crowdfunding
Equity crowdfunding can be simply viewed from three aspects. First, the investment funds should be appropriate. Under normal circumstances, the capital invested shall not exceed 20% of personal assets at most. Second, investors try their best to invest in some familiar industries and make their own logical judgments on the project together with powerful leading investors. Third, they should understand the exit mechanism of investment projects. At the same time, investors should also pay attention to the stability and long-term operation guarantee mechanism of the equity crowdfunding platform. Such products still need to invest a certain proportion of funds according to their own assets. To invest in such products, we still need to find a reliable lead investor for investment and financial management!
Finally, investors should choose investment products according to their own situation when choosing wealth management products. Bian Xiao reminds you that investment is risky and you need to be cautious when entering the market.