2. Open official website of a fund company. Click on the online transaction and find the account I want to open. After choosing a good bank (you can choose bank direct connection or third-party payment, etc.). ), fill in the bank card, name and ID number, and then enter the bank for identity verification. After the bank interface pops up, enter the online banking password to complete the authentication.
3. After completing the bank card authentication, you need to fill in the account opening information. This includes filling in relevant bank card information (branch information) and setting contact information (mobile phone number, email address, postal code, delivery method, occupation, introducer, actual beneficiary and actual controller). Introducers, actual beneficiaries and actual controllers do not need to fill in the items.
4. After that, you need to conduct a risk test, just check it directly. Then you need to set the trading password, that is, the trading password of investors on the fund company's online direct selling platform. At this point, the registration is basically completed. Generally, you can receive a short message from the fund company on the next working day, prompting you to open an account successfully.
Need to be reminded that the details of each fund company are slightly different. Some are convenient and simple, while others are complicated and difficult. For example, the Investment Times experienced the best Guangfa Fund and directly filled in the basic information to complete the registration, while the China Europe Fund opened the page and popped up a seven-step registration, which may scare away investors.
5. After the registration is completed, you can purchase the fund by using the ID number and the set transaction password to enter the system. Take the money fund with good purchasing opportunity at the end of recent years as an example. Users can find the money fund of the fund company and click Buy. The monetary fund subscription threshold is low, ranging from 0.0 1 yuan to 1000 yuan. At present, major fund companies make money funds into independent brands, such as ICBC (cash treasure).
Generally speaking, if you buy the money fund before 15, you can confirm and start calculating the expected annualized expected return on the next working day, and you can query the operation in T+2 working days. After purchasing the fund, you will receive SMS tips, namely bank deduction tips and fund company purchase tips.
6. redemption. Most fund companies have realized the function of real-time receipt of money funds. You can choose real-time redemption and ordinary redemption when redeeming. Choose real-time redemption to receive the account immediately, but the expected annualized expected income will not arrive until the next working day. Ordinary redemption means that all accounts arrive on the next working day. After redemption, you will receive a reminder from the bank and a redemption reminder from the fund company, and a dividend confirmation will appear in the mail.