The handling fee for the fixed investment of the fund is generally composed of subscription fee and redemption fee. There are two kinds of subscription fees, the first is the front-end subscription fee, which is charged by investors when purchasing funds; The second is the back-end subscription fee, which is charged when investors sell funds. Investors mistook the back-end subscription fee for redemption fee, thinking that the bank charged them two yuan. Actually, this is not right. Banks sometimes charge back-end subscription fees together with redemption fees. Then, how do you charge for the fixed investment of Jianxin Fund? The fixed investment of CCB funds generally adopts the methods of front-end charges and redemption fees. That is, the subscription fee is charged before the purchase of the fund and the redemption fee is charged after the sale. The fixed investment fee of CCB's online banking subscription fund is generally 1%, 1.2% or 1.5%. Let me give you an example. For example, an investor invests 1 10,000 yuan in the raising period of Fund A, and the corresponding subscription rate is 1.2%. At the same time, the subscription funds will generate interest income from 3 yuan during the raising period, and the initial face value of the fund share is 65,438+0 yuan. Then, the net subscription amount = 10000/( 1+65438+. Subscription fee =10,000-9881.42 =18.58 yuan, and subscription share = (9881.42+3)/1. Under normal circumstances, the handling fee of CCB can be discounted, generally 20% or 10% or even 60%. If investors buy directly from fund companies, it is 60% off.