After we purchase the fund, the fund company will transfer the corresponding share to our fund account after receiving the purchase instruction. After the share is confirmed, the amount of funds purchased will be transferred to the account of the fund company, and investors will get the fund share.

The fund account is related to individuals, so if you buy a fund with a bank card, the money is in the bank card fund account, which can be checked in the mobile banking or the bank's intelligent teller machine. If it is a fund purchased with Alipay or WeChat, the money is still in Alipay and WeChat, but after buying the fund, the money has been transferred to the fund account, so only after selling the fund can the money return to Alipay or WeChat.

In addition, the fund has time to confirm the share. Generally, the fund is purchased on the same day, and the share is confirmed at T+ 1. During this period, the funds will first be collected into the special account for fund sales settlement opened by the sales platform supervision bank, and then transferred to the special account of the fund company's custodian bank after the share is confirmed.