Concept and characteristics of QDII fund
QDII Fund, namely "Qualified Foreign Institutional Investors Invest in Overseas Securities Investment Fund", is a fund product for domestic investors in China to invest in overseas securities markets through securities companies. The investment scope of the Fund includes overseas stocks, bonds and money market instruments. , you can make diversified investments in the international market. QDII funds have the characteristics of internationalization of investment scope and diversification of asset allocation, and also have high investment threshold and risk level.
Investment and operation of QDII funds * * *
The investment of QDII funds is managed by asset management companies through securities companies. Investors **QDII funds need to have a certain investment threshold, usually more than 654.38+ 10,000 yuan. The operation of QDII fund is centered on the fund manager, and the fund custodian and fund sales organization cooperate to invest, operate and sell the fund. The fund manager will conduct asset allocation and risk management according to the investment strategy, the fund custodian is responsible for managing the fund assets, and the fund sales organization is responsible for selling the fund products to investors.
Risks and benefits of QDII funds
The risk and income of QDII fund mainly depend on its investment strategy and asset allocation. Due to the wide investment scope and diversified asset allocation of QDII funds, the risk is relatively small. Influenced by fluctuations in international financial markets and exchange rate changes, QDII funds also have certain risks. In terms of income, QDII funds usually have higher yield and lower correlation, which can effectively reduce the risk of portfolio.
Market prospect and investment suggestion of QDII fund
With the increase of domestic investors' demand for overseas asset allocation and the deepening of the internationalization of financial markets, the market prospect of QDII funds will be broader and broader. Investors can consider QDII fund as a part of the portfolio to realize more diversified asset allocation and reduce the risk of the portfolio. When choosing QDII funds, investors should not only pay attention to the investment strategy and asset allocation of the fund, but also pay attention to the cost and risk level of the fund, and choose products that meet their risk preferences and investment objectives.