The second insurance policy provides protection for your life and illness. People in Hong Kong usually get married late and get married after the age of 27 or 28. At this time, it is generally necessary to buy an insurance policy for your lover. A lover can still live a normal life when he has an accident. This is the third insurance policy. After marriage, Hong Kong people generally enjoy a couple of years, then consider having children and buy some accident or illness insurance policies for their children, which is the fourth insurance policy that families must have. The fifth is the child's education policy. After the age of 3, Hong Kong people start to own their own houses. After buying a house, they usually buy a car. The sixth one is to buy insurance for the garage. The seventh policy is to prevent death and provide debt repayment protection. Around the age of 3, Hong Kong people usually buy a serious illness pension insurance for the sake of their later life. This is the eighth policy. In his later years, it is also essential to buy an insurance policy for his inheritance transfer. Why do men buy serious illness insurance? Because he must be the economic pillar of the family and the umbrella for his wife and children, the family lives comfortably and well under his care.

1. Hyperlipidemia (eating, drinking, socializing, and blood lipid rising quietly)

2. Chronic prostatitis, (nervousness+sedentary, breaking your valve)

3. Gastrointestinal diseases (stomach trouble comes under pressure)

How many well-off families are happy families. Poverty caused by illness, a disease back to before liberation! Can we really afford the increasing medical expenses year by year? With the development of medicine in the future, maybe the disease is not terrible, but the terrible thing is that there is no money to treat it. So, take away your worries and throw away the time bomb as soon as possible. It's what we need to do now. -transfer risks to insurance companies.

Because risks are everywhere in a person's life, such as birth, old age, illness, death and disability, we don't know when other risks will occur except the pension problem. (minor) To an accidental bump, nerve-racking, sprain, burn and scald ...; (2) Hospitalization with a cold and fever, acute appendicitis resection and unexpected diseases ...; (major) to spend money on major diseases ranging from 1, to 2, .................................................................................................................................................... Insurance is to save money when there is no risk at ordinary times. Once the risk occurs, the high cost will be borne by the insurance company. If we good people are safe all our lives and nothing happens, then the money saved can be used as our own pension or left to our families. If we have the best of both worlds, of course, everyone should have insurance. Nobody wants to buy insurance? Not everyone is unwilling to buy insurance, because some people don't understand insurance and haven't bought it for the time being; Some people don't have much income and money to buy; Some people have bought it, but they don't understand it very well, so they don't buy much; Some people buy a lot because they know what insurance means to him ...

Let's take a look at these news: 1. Spielberg's insurance is 1.5 billion yuan;

2. Mr. Li Ka-shing's wealth is well known to all, but he regards all this as a thing outside his body. He said, "People say that I am rich, but what really belongs to me is to buy enough life insurance for myself and my family."

3. Anita Mui left his family with tens of millions of insurance money;

5. The earthquake in Sichuan in 28 warned people that we will not be safe as long as we are careful ...

7. The snowstorm in 28 warned people that danger always exists, depending on whether you have prepared in advance ... I suggest you find an agent to help you check (or check for yourself) to see if the protection is enough or not. Don't wait for the risk to happen and regret what happened is exactly what you didn't insure. I suggest you take out insurance as soon as possible, because risks are everywhere, and it won't come until we are fully prepared (the traffic accidents that happen every day are our deepest pain), and the premium is proportional to the age. The younger you are, the more appropriate the premium is, so since you are already considering it, take out insurance as soon as possible; You are already considering it, so take out insurance as soon as possible;

People who have already bought it are in unfortunate families, and families without insurance have not only suffered the pain of losing their loved ones, but also lost their financial resources. And families with insurance, although they also suffer the pain of losing their loved ones, will not make it worse, because insurance money can cushion the economic pressure ... Insurance is not for the dead, but for the living, which is the embodiment and extension of love and responsibility.

everyone needs oxygen and water, but who will cherish it at ordinary times? Only in the absence of oxygen and water will it be precious, and this is the meaning of insurance. Insurance is a fire extinguisher in our life, a spare tire when we travel far away, and a parachute when we fly. We would rather not use it but have to prepare it.

people who haven't bought it suggest you know about it, which will certainly do you no harm;

1 meanings and functions of insurance for people who are hesitating. 1. Savings and appreciation:

Some types of insurance are partly used for investment and savings, so they have the function of saving in addition to protection. This kind of savings can not be used, or it is inconvenient to use, so it has the nature of compulsory savings, which is used for value-added, pension and storage, and the liquidity of banks is incomparable. 2. Medical security: The high medical expenses and declining living environment in today's society are always worrying. When you are insured for hospitalization, medical care, accidental injury medical care, serious illness insurance, etc., you can avoid sudden medical risks and supplement the lack of social security. At the peak of your income, you might as well save some money to buy life insurance as a family life fund. This life insurance can guarantee your family to withstand any ups and downs and will not be shaken by investment mistakes, bankruptcy, non-repayment, debt disputes, unemployment and theft, and it can provide you with reliable living security in the future. 4. Property arrangement:

6. Tax saving: If an enterprise uses the surplus to insure life insurance, it can not only save a lot of taxes, but also improve the welfare of the enterprise, because the insurance premium can be recorded in the cost, which is a good thing for the enterprise and its employees. If you insure part of your salary with life insurance, you can avoid some taxes. The money left to future generations is insured, and the beneficiaries are established, so the heirs of the property can avoid the inheritance tax that has been piloted. 7. Life value assessment:

A person's life is priceless. Some people are worth millions or tens of millions, which is his survival value, and the survival value is reflected by his career and achievements. But without insurance, you have no life value, and you are worthless when you die. A person must have dignity and value when he dies. By taking out life insurance, you can not only protect your family, but also prove your life value to the society. 9. Reduce employee turnover rate: The competition in the market is the competition for talents. Retaining people and talents is often the core issue of enterprises. Taking out life insurance as a distribution method can reduce employee turnover rate and retain outstanding talents.

1. Reserve old-age pension:

It is everyone's aspiration to have a rich and happy old age. Relying on children to provide for the elderly has long been a thing of the past, and only "you are young and you are old" is more realistic, so don't neglect to take out life insurance for the young and reserve an old-age pension for you when you are old.

Further reading: How to buy insurance, which is better, and teach you how to avoid these "pits" of insurance.