1, maternity allowance;

2. Medical expenses for childbirth and its complications;

3. Family planning operation fee;

4, genetic disease gene testing fee.

Legal basis: Trial Measures for Maternity Insurance for Enterprise Employees

Article 4 Maternity insurance shall raise funds according to the principle of "fixed income by expenditure and basically balanced income and expenditure". Enterprises shall pay maternity insurance premiums to social insurance agencies according to a certain proportion of their total wages and establish maternity insurance funds. The extraction ratio of maternity insurance premium is determined by the local people's government according to the number of family planning, maternity allowance, maternity medical expenses and other expenses, and can be adjusted in time according to the expenses, but the maximum shall not exceed 1% of the total wages. Maternity insurance premiums paid by enterprises are included in the management expenses of enterprises as the period expenses. Self-employed workers do not pay maternity insurance premiums.

Article 5 Female employees shall enjoy maternity leave in accordance with the provisions of laws and regulations. Maternity allowance during maternity leave is calculated and paid by the maternity insurance fund according to the average monthly salary of employees in the previous year.

Article 6 The maternity check-up fee, delivery fee, operation fee, hospitalization fee and medicine fee of female employees shall be paid by the maternity insurance fund. The medical service fee and medicine fee (including self-funded medicine and nutritional medicine) exceeding the prescribed amount shall be borne by the employees themselves. After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.

Article 7 After giving birth or having an abortion, a female worker shall go through the formalities at the local social insurance agency with the family planning certificate issued by the local family planning department and the certificate of birth, death or abortion of the baby, receive the maternity allowance and reimburse the maternity medical expenses.