I have this suggestion:
(1) Put some in private banks.
You can set up private equity funds in private banks, and you can also participate in private equity funds and trust funds. The threshold is about 5000W to 1 100 million. The income of this fund can be distributed to you or beneficiaries after your death. This part of the money can basically get some income. However, because of the huge amount of funds, the income is also high. Nowadays, many rich people are doing trust funds in private banks, because this can ensure that the most basic living conditions of future generations will not be too bad. There is almost no risk in this part ~
(2) partial maturity.
Suppose you take out 100 million yuan as a trust fund or something, then you still have 500 million yuan, and you can deposit one billion yuan regularly. Some people say that saving time and earning less. The principal is not big enough, and the income is naturally small, but what about the principal of 100 million? You become the SVIP of this bank branch, and you can earn 4%-5%. Then, your annual income is between 400W and 500W. In other words, you can buy a house every year in the center of second-and third-tier cities or in remote areas of first-tier cities just by relying on interest. You can be a landlord in the future ~ the money is in the bank, and the risk is quite low.
Some of them can try to do business or invest.
You still have 400 million yuan, so you can probably spend 1000W on starting a business or investing. Of course, you can't invest casually. Be sure to start a business in your own field or your own work field. Remember, you can take out10 million at most, because you can afford it. Unless you have very senior experience or complete assurance, I don't recommend that you take out hundreds of millions of funds to trade yourself. The risk is too great. Of course, you still have more than 300 million. If you have no investment experience, you can repeat the above steps until all the money is arranged.
Finally, if you earn 600 million yuan by your own hands, then the above advice is not suitable for you. I'm just playing games in class.