It can be said very responsibly that the fund companies under Alipay will not run away, and there is no need to run away. In order to relieve you and other friends who have questions, today I will answer:
Will fund companies run away?
Under normal circumstances, the emergence of running companies is due to bankruptcy or bankruptcy. In China, all fund companies are established by raising funds, not by shares. They only charge fund management fees, not purely profit-making organizations, so it is difficult to be related to bankruptcy.
Three characteristics of funds: mandatory custody, mandatory portfolio investment and mandatory information disclosure.
According to a feature of the fund, the client's assets are kept by the custodian bank and separated from the gold company's own assets. Even if the fund company goes bankrupt, the customer's assets will not have any impact. At most, it only affects the registered capital of the fund company.
In addition, the China Securities Regulatory Commission clearly stipulates that funds must have investment funds managed by third-party custodian banks. So there is no need for fund companies to run away.
Why don't the fund companies in Alipay run away?
Alipay, as the world's largest third-party payment manufacturer, is one of the necessary tools in everyone's life nowadays. There are many kinds of wealth management products under Alipay, besides the familiar Yu 'ebao, there are also regular wealth management, gold and funds.
In terms of account security, Alipay holds a third-party payment license for the fund. As an intermediary platform, it is equivalent to buying in a fund company.
Most importantly, Alipay's funds are all open-end funds, all funds are under strict supervision system, and their custodian banks are big brands, powerful and influential banks with sound laws and regulations. There are basically no illegal operations.
You know, as long as Public Offering of Fund (open-end fund) goes bankrupt, it won't be liquidated directly. Generally, it is designated by the management or taken over by other fund companies. Just like an insurance company goes bankrupt, other insurance companies will take over the original policy.
Through the above analysis, I believe everyone has a preliminary understanding of the management of fund companies, and basically understand the reasons why fund companies will not run away. Because there is no need to run away, and there is no point in running away.
In short, is Alipay's fund company running away? Everyone is worried. Even from the point of view of consignment, Alipay officials have gone through strict risk control, technology, investment research and performance inspection when choosing any fund. Up to now, there are hundreds of funds on Alipay platform. If the fund company is too weak and its performance is not good, it will not be selected at all, because Alipay thinks it will affect brand awareness and reputation.