Is it better to hold dollars or Hong Kong dollars in the medium and long term? As the US dollar is still bearish for a long time, it is better to hold Hong Kong dollars. 1. I have some foreign exchange speculation now, and the bank of China has made a firm offer. The income is too small to cover the loss of RMB appreciation, but I don't intend to change it into RMB for the time being. I think if you don't use foreign exchange, you'd better change it into RMB first. I'm going to speculate in B shares. According to the survey, the Shanghai stock market uses US dollars and the Shenzhen stock market uses Hong Kong dollars. Want to consult foreign exchange experts or stock market experts. Am I right in managing my money like this? At present, B shares are relatively high, but if you plan to buy A shares, you'd better buy B shares, because the prices of some B shares are much lower than A shares now, and there is still a lot of room for profit if A shares and B shares really merge. If you hold foreign exchange, what are the better ways to manage your money? For example, do you subscribe for domestic funds with foreign exchange? At present, there are no funds available for foreign exchange subscription in China, but if you are familiar with foreign exchange speculation, you can also use 20% of foreign exchange for foreign exchange margin trading of Bank of Communications or Bank of China, and the remaining 80%.