the medical insurance will end in the middle and late December.
the reimbursement scope of medical insurance refers to ensuring the basic medical needs of the insured and standardizing the management of medication, diagnosis and treatment in the basic medical insurance. The basic medical insurance stipulates the reimbursement scope of drug list, diagnosis and treatment items and medical service facilities (commonly known as the three catalogues).
Medical Insurance Reimbursement The scope of urban medical insurance reimbursement refers to all employers in cities and towns, as shown below:
1. Including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc.);
2. Organs, institutions, social organizations, private non-enterprise units and their employees must participate in the basic medical insurance;
3. Some towns stipulate that township enterprises and their employees, owners of urban individual economic organizations and their employees can enjoy medical reimbursement if they are gradually incorporated into the basic medical insurance coverage (the last one depends on different policies in each place).
urban medical reimbursement mainly refers to medical treatment, medication, hospitalization, surgery, etc., and medical expenses can be reimbursed through medical insurance cards in accordance with relevant regulations. Urban medical insurance is relatively specific, with a large project scale and coverage, but its compensation for major diseases or accidents is limited. At this time, the author suggests that the insured can purchase commercial medical supplementary insurance and social security to reduce their economic losses.
Basic medical insurance means that employees can get affordable and appropriate medical technology when they are sick. Medical diagnosis and treatment technology is constantly developing, and some high-tech and drugs often need to pay high fees. If the economic conditions do not allow, and the security level is determined to be too high, it will inevitably cause the medical insurance fund to overspend and "go out of danger", which will make the medical insurance system unable to operate. As a result, the majority of employees will not get basic medical security.
article 16 of the social insurance law of the people's Republic of China * * * individuals who have participated in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid the accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance can pay for less than fifteen years when they reach the statutory retirement age, and they can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.