Average expected annualized expected return of partial stock funds:
In the stock market, the expected annualized returns of Shanghai and Shenzhen stock markets are 1.88% and 3.27% respectively, and the expected annualized returns of small and medium-sized board and growth enterprise market index are 2.80% and 4. 15% respectively. The stock market is consolidating and the gap between the two companies is rising. From the perspective of industry, except for banks, the expected annualized expected returns of other industries are all positive, among which the comprehensive, architectural decoration and media industries have the largest gains, with increases of 7.29%, 6.34% and 5.0 1% respectively. In the bond market, the CSI total debt index rose by 0. 10%. Last week, the expected annualized rate of return of CSI corporate bonds and government bonds was 0. 17% and 0.07% respectively, and the expected annualized rate of return of convertible bonds index was 2.29%. The price of money market funds is relatively stable, and the 7-day historical expected annualized expected rate of return of money market funds is on the rise. As of last Friday, the central parity rate of the US dollar against the RMB was 6.62 yuan.
Market overview:
In the stock market, the expected annualized returns of Shanghai and Shenzhen stock markets are 1.88% and 3.27% respectively, and the expected annualized returns of small and medium-sized board and growth enterprise market index are 2.80% and 4. 15% respectively. The stock market is consolidating and the gap between the two companies is rising. From the perspective of industry, except for banks, the expected annualized expected returns of other industries are all positive, among which the comprehensive, architectural decoration and media industries have the largest gains, with increases of 7.29%, 6.34% and 5.0 1% respectively.
In the bond market, the CSI total debt index rose by 0. 10%. Last week, the expected annualized rate of return of CSI corporate bonds and government bonds was 0. 17% and 0.07% respectively, and the expected annualized rate of return of convertible bonds index was 2.29%. The price of money market funds is relatively stable, and the 7-day historical expected annualized expected rate of return of money market funds is on the rise. As of last Friday, the central parity rate of the US dollar against the RMB was 6.62 yuan.
Calculation method of expected annualized expected return of subscription fund;
The calculation of expected annualized expected income share is divided into external deduction method and internal deduction method:
Internal buckle method:
Share = investment amount (1- subscription rate), net value on subscription date+interest.
Expected annualized expected return = share of unit net value on redemption date (1- redemption rate)+dividend-investment amount.
External buckle method:
Share = investment amount (1+ subscription rate), net value on the day of subscription+interest.
Expected annualized expected return = share of unit net value on redemption date (1- redemption rate)+dividend-investment amount.
At present, most fund companies use the external deduction method, because the share of the external deduction method will be a little more for the same purchase amount, which is more beneficial to the fund holders.