Yu 'ebao is a money fund product, so the money fund is a less risky wealth management product, and Yu 'ebao is backed by Alibaba, so there is nothing unreliable about Yu 'ebao at present.

However, this does not mean that Yu 'ebao products will not have investment risks.

At present, the yield of money fund products has been declining, so many users are worried that they will eventually cause their own investment losses, so the money fund products themselves do not guarantee the principal and interest, so users should be psychologically prepared to take risks when investing.

However, the risk of Yu 'ebao products is small, so there are few investment losses.

Extended data

Yu 'ebao is connected with the money fund. Putting money in Yu 'ebao is actually buying a money fund. Because it is a built-in wealth management service launched by Alipay, Alipay will evaluate the money fund first, and then it will be docked with Yu 'ebao after it is qualified, so that we can see it in Alipay and put the money into Yu 'ebao.

The main purpose of the money fund is to invest in securities with high security and stable income, such as national debt and bank deposits. Simply put, it is to pool the scattered funds of our users and then operate them by fund companies, so that the income will be much higher than our own change investment.