First, know how to allocate funds and hold different types of fund products at the same time. Fund allocation is a very important content in fund investment.
Funds are classified in different ways. Generally speaking, investors can get a higher proportion of positive returns by allocating various types of products according to their actual situation, such as risk tolerance. For example, in the past ten years, the yield of stock bonds allocated in the Fifth Five-Year Plan will be higher than the yield of only investing in the Shanghai and Shenzhen 300 or the CSI total bonds.
Second, the masters of long-term holding funds and real investment funds are investors who understand the concept of long-term investment. Statistics show that from the perspective of holding time, the average holding days of investors with higher returns are 22% higher than those of laggards. Being able to withstand the ups and downs of the market and maintain the fund is also a feature of the master. Partial stock funds are recommended to be held for at least 1-3 years.
Third, the operation is more rational, chasing up and killing down. Day trading is the normal state of the fund market, and the main reasons for these operations are the influence of market ups and downs and investment sentiment.
Many people are used to adding positions in the rapidly rising market, and as a result, they enter the market at a high level, but in the falling market, they will withdraw from the market because of fear and greed. This is human nature, and the expert's operation is calm and anti-human. They dare to add positions against the trend in the falling market, and they can also take profits without hesitation in the rising market.
The benefits are accumulated over time, and the cultivation of good investment habits also requires more patience and courage.