Ordinary investment follows the law of "high returns and high risks", while investment in life insurance is relatively safe. The state's strict supervision of insurance companies and strict monitoring of the use of insurance funds can reduce the risk of investment to a very low level. According to the insurance law, a life insurance company may not be dissolved. When an insurance company goes bankrupt due to poor management, its policy must be transferred to other insurance companies or taken over by financial institutions designated by the state. )

2. Tax saving and property preservation

Life insurance is exempt from income tax and inheritance tax. When making an estate plan, it is almost impossible to preserve career and property without the participation of life insurance.

3. The insurance policy is not frozen and is not subject to the debtor's claim.

When an enterprise goes bankrupt, stocks, bonds, deposits, etc. Will be frozen, but only life insurance policies will not be frozen. In addition, the creditor has no right to ask the beneficiary to repay the debt with insurance money. This is also the difference between life insurance investment and other investments. Commercial insurance is not perfect, and there are some pits that are easily overlooked. What exactly are there? Click to read "Is it necessary to buy commercial insurance?" You must know these pits! 》

Dad's insurance is 1 to 1. Professional security planners refuse to bundle consumption for your service. The best professional consultation is suitable for you, saving you 30% unnecessary expenses and not spending a penny.